Make this your best income year yet!
Jack Schroeder and Associates, LLC (JSA) has created the exclusive Life Made Easy Final Expense Sales System just for you, our independent agent partner. Life Made Easy is a complete support system for Final Expense insurance policy sales. The system and its tools are designed to help you easily position Final Expense plans, while enforcing long term affordability for your customer and maximum retention and profitability for you – the writing agent.
LIFE MADE EASY INCLUDES:
■ Effectively designed sales tools, ideas, and scripts
■ A complete marketing platform
■ Brochures, presentations, worksheet
■ Customizable flyers and postcards for prospecting and cross marketing
■ Easy-to-understand forms that can help you inform and guide your clients to the right Final Expense policy
What is Final Expense Insurance?
Existing to give your clients peace of mind and security, Final Expense plans are simplified issue, small death benefit, whole life insurance products designed to help those left behind to cover immediate funeral costs, unpaid bills, medical fees, debt, and other items that follow death.
Everything about Final Expense insurance plans is designed to be guaranteed, quick and simplistic.
Learn about the Final Expense opportunity with Jose Garcia
Final Expense plans have all the protections and guarantees that matter most built right in.
Final Expense plans help alleviate financial burden and confusion at a time when emotions are high and decisions need to be made.
Final Expense is designed to be an expected and controlled cost that is paid until the time of death.
Final Expense coverage will typically have a monthly cost less than the average phone or cable bill .
Final Expense insurance plans are easy to understand and offer permanent protection for individuals on fixed budgets.
Final Expense insurance plans involve limited underwriting (if any).
Final Expense insurance pays the death benefit to the beneficiary typically within days, so the money is available to be used when it is needed the most.
In 2017, the national average to cover a person’s complete end-of-life cost was $15,000 or more.
The average cost of a funeral in the U.S. has increased by 41% during the last 14 years to an average of $7,880 and cremation costs also now average between $3,725-$5,000.
Things like a casket or urn, flowers, a headstone and burial plot, plus printed programs and musicians for a memorial service are all additional costs to a funeral home’s basic packages
Currently, Social Security will help dependents cover funeral costs by giving them a one-time payment of $255, an amount that has not changed since 1937.
Beyond the funeral, there will likely also be debts and medical bills that need to be dealt with. And monthly household bills don’t simply vanish with death. Savings may exist now, but there is no guarantee they will still be there when needed.
Why add Final Expense now?
There are 10,000 people aging into Medicare every day―1 every 8 seconds. This growth wave is expected to last at least another 10 years. Right now there are roughly 65 million people aged 65 or older in the USA; by the year 2030 that number will be more than 83 million.
The Average Final Expense customers age is 63.5.
Medicare Aged Clients Are The #1 Buyers Of Final Expense Insurance Products!
The older the policyholder is at the time the coverage is issued, the higher the premium will be, since the cost of the insurance increases with age. So, right now is the cheapest your clients’ and potential clients’ premiums will ever be, as this is the youngest age they will ever be.
What’s next?
Do more with your Medicare clients and make this year your best income year yet!
The market is growing substantially―are your sales following suit?
By selling just 1 Final Expense policy per month you can add roughly $9K to your annual income. If you sell one per week, that’s an average $41K annual income growth!
You already have the Medicare customers—embrace Final Expense insurance plans, and you can watch your income grow.
Who is JSA?
Jack Schroeder and Associates, LLC (JSA) is a National Marketing Organization (NMO) that thrives on helping independent agents and agencies grow their business to unprecedented levels. Our prime focus at JSA is our nation’s seniors. As a Medicare-centric company actively involved in the future of healthcare, we are a trusted source in the brokerage industry for Medicare knowledge, trends, and news.